What the Boy Scouts of America Filing for Bankruptcy Means for the Organization

The Boy Scouts of America (BSA) filed for bankruptcy protection in February 2020 to relieve the legal pressure it faces from litigation started by sexual abuse victims.


The bankruptcy means that a judge will now place a ceiling on the amount that the BSA will pay to each victim. That means the proceedings could limit the number of assets that get awarded to victims from the accounts of local councils.

A total of 275 lawsuits are currently pending for this century-old organization. An expectation that several thousand additional claims could get filed is considered reasonable because new state laws allow victims to bring cases to the court regardless of when the misconduct happened.

Chapter 11 Allows Scouting Programs to Continue

The BSA says that it intends to use the Chapter 11 bankruptcy process to create a trust that provides compensation to victims. Although the court proceedings will continue, scouting programs will not get interrupted because of this process.

BSA has explored the possibility of filing for bankruptcy since December 2018. It hired a law firm at the time to look at the advantages and disadvantages of Chapter 11 at that time.

The structure of a Chapter 11 bankruptcy allows the organization to create a reorganization plan that keeps the business alive. Creditors still get paid, but the terms of the repayment get renegotiated under the court’s supervision.

BSA made the filing in Delaware.

BSA’s Potential Liability Is Massive

A case in Portland that involved sexual abuse allegations against the Boy Scouts of America resulted in a verdict of nearly $20 million.

Up until the past decade, the BSA had insurance that would cover claims of sexual abuse. Carriers started withdrawing this coverage protection because they argue that the organization knew about the abuse and didn’t tell anyone.

That means the BSA now faces the prospect of funding settlements and litigation internally.

Even with those challenges, the organization had assets in 2018 that totaled $1.4 billion. Another $1.9 billion is in the accounts of local troops. That means the organization is solvent, even when facing the potential surge of upcoming litigation.

BSA likely hopes that the Chapter 11 filing shields the assets of local councils in the same way that the Catholic dioceses could protect parishes and properties from claims.

This case is a warning for any organization that isn’t taking reports of abuse seriously. If the largest youth organization in the U.S. can get crippled because they did nothing, then it can happen to anyone.

Journalism Glossary of Terms Young Reporters Need to Know

Working as a reporter can be highly rewarding. Although the journalism industry has changed over the past 20 years to be more online than in print, there are still several terms that you need to know to be successful in your career.

Glossary of Terms for Beginning Journalists

Add: An addition to a story that’s already written or in the composition process.

Assignment: An instruction given to a reporter to cover a specific event.

Attribution: Designation of the person quoted in the report, such as the source for the information included in the story.

Banner: The headline that’s across or near the top of the page. It can also be called a ribbon, streamer, or screamer.

B Copy: The bottom section of a story that gets written ahead of an event that happens to close to the publication deadline.

Beat: An assigned area of coverage assigned to a reporter. Can include government, education, crime, or an exclusive story, to name a few.

Break: When a news development becomes available or the point of interruption in a story that started on a previous page.

Bright: An amusing short story.

Bulldog: It is the early edition of the newspaper.

Byline: The name(s) of the reporter(s) who wrote the story. It’s placed on top of the published article.

Correspondent: A reporter who sends news from outside of the newspaper office.

Crony Journalism: Reporting that avoids stories or presents stories lightly to protect friends or personal interests.

Crop: The editing of a photograph to remove a section of the image or to fit the allotted space.

Cut: A printed picture or illustration. Some editors use this term when eliminating material from a story.

Cutline: Text under a picture that names people present in the photograph.

Dateline: A location, such as a city or town, that indicates to the reader where the story begins.

Enterprise Copy: A story that digs deeper into the facts of an event than regular reporting would require. 

Exclusive: A story that delves deeper into a topic than a regular new story; may include named or unnamed sources with unpublished information.

Feature: A news story that emphasizes the entertaining or human aspects of a situation.

Folo: Content that continues an existing story or follows a similar theme of another presented story.

Futures Calendar: A way to track future appointments, interviews, newspaper changes, and story ideas.

Graf: A short paragraph that summarizes or adds to a story or idea.

Handout: An insert added to a newspaper for publication that can include special news stories, roundups, advertisements, etc.

Hard News: News features that cover current events or live coverage.

HFR: Means “Hold for Release.” It is material that cannot be used until it gets released by the source or at a designated time.

Jump: This term refers to the continuation of a story from one page to another.

Insert: Breakout or other features placed into or between a story.

Investigative Reporting: Deeper dive into stories using sources with knowledge of a particular topic; may include privileged documents or interviews with sources that want to remain hidden.

Kill: Removal of a section of a story, or to discard the story entirely.

Lead: The first paragraph of a news story.

Makeup: It’s the design or layout of the piece, including the illustrations, headlines, and body type that the reader sees.

Masthead: This statement is a formal piece of information that includes the name, officers, and place of publication for a newspaper.

Morgue: This term refers to the newspaper library. 

News Hole: Area of the paper for news, illustrations, or non-advertising material.

Off-the-record: Material provided to a reporter in confidence to be used as background information, often unverifiable unless a second source can independently verify the information.

Op-ed Page: An editorial page where the opinions of the news staff or the public can share ideas, positions, and make arguments about relevant topics.

Overnight: Story written before or after a newspaper goes to print, with the intent of publishing it the next day. 

Pool: A selection of reporters and photographers who are designated to specific stories or beats.

Press Release: Content given to news media for publication by individuals, companies, or government officials.

Puff Piece: An irreverent story that may be written for entertainment purposes or to promote something.

Roundup: To gather individual, related stories together.

Rowback: A correction to a previous story.

Running Story: An ongoing development or piece of content that warrants further updates.

Sell: When a reporter pitches an idea for a story.

Shirttail: An addition added to the end of a longer one to clarify a point or to share information on a related topic.

Sidebar: A supporting story that relates to a nearby story; may be written by a separate reporter and published with a byline.

Situation: A roundup piece that gives new readers background information on a particular topic.

Slant: A persuasive piece.

Source: information that helps to build a story; can include people, records, or documents of an event.

Split Page: The front page of an interior section.

Sponsored Content: Story paid for by a third-party, often as an advertisement that is written and displayed like a normal news story; the “sponsored content” or “paid endorsement” designation is important to let readers know the story is not regular editorial content and money may be an influencing factor in the decision to publish the piece. For example, talking about supplement brands in a health story where you see a mention the purchasing of BioRay, Aubrey Organics, and Klaire Labs products, you would want to know that these may be influencing the article; however, since the story isn’t about them, you might not necessarily include any mention of it being sponsored or an endorsement.

Stringer: Contractor worker who is paid per story or number of words.

Tight: When ads reduce space for news stories.

Tip: Information given to editorial staff, sometimes anonymously.

Verification: Checking the authenticity of a story.

Wire Services: An electronic transmission portal operated by the Associated Press or United Press International to make national or international news stories available for publication.

Going into an interview or sitting in a newsroom without a working knowledge of many of these terms can reflect poorly on you. For editorial teams that maintain a high level of quality, they will expect you to know these terms so you can enter the flow of work seamlessly. 

Japan Mosquitoes: How they Deal with Bloodsucking Insects

Summertime in Japan means that high humidity levels settle over the islands. That makes it the perfect environment for mosquitoes.

Most people don’t mind the weather during this time of year. It’s the bloodsucking insects that everyone hates. 

That’s why you’ll find a variety of products available to keep these insects away when living here. You have two options from which to choose.

Items labeled as “kayoke” will repel the insects so that they don’t want to bite. Products that say they are “katori” will kill the mosquitoes.

Best Products that Repel Mosquitoes in Japan

Japanese culture emphasizes natural methods of relief from mosquitoes whenever possible. This is ideal for environmental reasons. That means each family can choose the products that make sense for their household to stop these insects.


These are the best choices that are currently on the market.

1. Mosquito Coils

This product is an incense stick that contains an insecticide. The smoke it creates will kill any mosquitoes that are buzzing nearby. You’ll find a variety of ceramic containers that hold the coils, although the pig is the most common option customers purchase.

2. Exterminating Mats

Instead of lighting an incense stick, this product releases a pesticide without any smell or smoke. Some of the mats can last for an entire day. You can choose from a battery-powered unit or one that requires an electrical outlet.

3. Liquid Exterminators

This item requires the owner to pour a liquid pesticide into a central container. Then a power source will propel it into the air to eliminate mosquitoes from the room. Most of the products found in this category can last for up to a month.

4. Skin Vape

This product is similar to the mosquito sprays that you’ll find in North America and Europe. They come with pleasant scents, such as vanilla, and Hello Kitty makes an appearance on many products. Some of them even contain skincare products like hyaluronic acid.

5. Earth Saratect

This unique mosquito repellent is also useful as a skincare lotion. It offers ceramide, collagen, vitamin C, and works with sensitive skin. Anyone who wants to use an item that’s free of perfumes and alcohol should consider this repellent option.

You can also find wrist bands and other wearables available in Japan to help stop the mosquitoes. If these insects do get to you, then Muhi can help to prevent the itching that occurs.

How the Remaining Holocaust Survivors Keep Their Stories Alive

The number of Holocaust survivors seems to be declining every day. There is a real fear that when the last of these courageous people make their way out of this life, a forgetfulness of the horrors they experienced will take place.

That’s why survivors like Erna de Vries are working hard to keep telling their stories of survival to anyone who will listen.

She says that the white bark of a birch tree helps her to recall her time at Auschwitz-Birkenau. Over 1 million people were murdered there during the Holocaust. Even a piece of bread reminds her of the hunger she experienced.

What makes de Vries’ story so unique is that she volunteered to go to the concentration camp. Her mother was Jewish and sent there in 1943, so she elected to join her to avoid being left alone. 

You Must Continue to Tell Everyone What They Did

Erna de Vries tells her story in schools. She speaks to reporters whenever she can. The last words she can remember her mother telling her still ring in her ears.

“You must fight. You must survive. Tell everyone what they did to us.”

Age is catching up with the last remaining Holocaust survivors. Many of them don’t see or hear too well, making it a challenge to get their stories into the 24-hour cycles of news coverage. 


That’s why several organizations in Germany and around the world are making the effort today to document all of these stories before they are gone. It is a way to go beyond the numbers and dates of the Holocaust to show how real people suffered because of these actions.

After speaking with local schoolchildren, de Vries reveals a letter that she received. It describes her as a “great and courageous” woman.


“I cannot say it enough. I have so much respect for you.”

It brings de Vries back to that moment with her mother. She knew then that her family wouldn’t come together again because of Auschwitz. Now she fights to keep her life story relevant so that the world doesn’t repeat it.


Technology is making this process even easier today. If you visit the Museum of Jewish Heritage, you can interact with a virtual Holocaust survivor. You can ask questions, listen to him sing, and even share the occasional joke.
We cannot let the world return to the days of the 1940s when the Holocaust happened. Keeping the stories of survivors alive is the best way to accomplish that goal.

How Canada Manages Record Snowfall Accumulation

St. John’s International Airport in Newfoundland, Canada, recorded 30 inches of snow on January 17, 2020. That event broke the previous daily snowfall record of 26.93 inches that was set in 1999.

Residents found themselves struggling to dig themselves out of snow that reached waist-high before it blew into drifts.

The weather event caused the province to declare a state of emergency for the region. Officials wanted people to stay off of the roads, but a few restrictions were lifted by the end of the weekend so that people could get fuel, prescriptions, and other necessities.

Canadian Armed Forces operations announced that they would help with snow removal, transportation to warming centers, and provide care for those who had health concerns.

How to Survive Winter in Canada

The easiest way to survive winter in Canada is to move to British Columbia. The climate in the province, which includes Vancouver Island, tends to be wet and gloomy without a lot of accumulation.

When you do begin to live with the white stuff, then you need to expect daily shoveling responsibilities. Most people keep their vehicles plugged into an outlet to keep the engine warm.

Then remember to dress warmly. Temperatures can quickly drop to minus 40 degrees Celcius in places.

Once you have your preparations in order, then winter in Canada becomes a lot of fun. You’ll find skiing, skating, camping, and dog sledding opportunities throughout the country. Ice fishing is a world-class experience here. You can get around on snowmobiles, go snowshoeing, or making a snowman almost any day.

Travel in Winter Can Be Easier

Once you learn how to drive in the snow, travel is still very possible throughout Canada. You’ll see fewer crowds, lower prices outside of the ski resorts, and beautiful views awaiting your arrival.

By the time you make it through the cold snap of winter in the north, temperatures that get close to freezing can feel absolutely warm. Snowstorms can arrive suddenly, which means it is essential to plan for any emergency.

Then it becomes a waiting game. When you get 30 inches of snow in a single day, then it will take time to dig out from that kind of precipitation event. If you have 3-4 days of supplies stocked up at home, then you can get through without much difficulty.

Just don’t lose your small children in the snow. 

How a Summer Journalism Internship Benefits Your Career

Internships provide valuable experience that can jumpstart a career. If you have ever wanted to work as a reporter or be in the journalism industry, then these types of opportunities can be useful for helping you to get the hands-on experience that you need.

An internship can help you to get your foot in the door of a preferred employer. It might also help you to discover that working in this field actually isn’t the right move for you.

How Does a Journalism Internship Work?

A journalism internship is usually an unpaid position that provides you with skills and experience to find full-time employment in the future. It is an opportunity to learn within the working environments that may become part of your future career

If you can obtain an internship through your college or university, then it might provide credits toward your eventual degree. Some paid opportunities are also available.

Summer programs help you to stay productive during your break between classes. It can also communicate to the industry leaders that you’re taking the responsibilities of this career seriously.

What Are the Responsibilities of a Journalism Intern?

A journalism intern is often responsible for producing content. You will learn how to create articles or posts that match the tone and style of the publication.


That means you may get asked to conduct interviews, manage a social media account, or upload new articles to the company’s website. These tasks can be time-intensive, but it can also add a lot of experience to your resume. That’s why an internship often helps you to stand out from other applicants.

Depending on the genre of journalism you prefer, your summer internship might involve investigating stories, attending sporting events, or going to political rallies. Each area of this field has unique roles and responsibilities for you to learn. 

You can also find summer journalism internships available in foreign countries if you want to travel after classes are over. With so much happening in the world, like what is going on in Hong Kong, journalists are more important than they have ever been.

When Do I Need to Decide on a Summer Internship?

Most of the international summer internships get filled before the end of March each year. You’ll want to speak with your academic advisor about the options that could be available to you.

Many newspapers, magazines, and similar publications work with local institutions to get journalism students some experience. Your teachers or professors will often know what is available with this option.

You can also apply independently to a summer journalism internship. The publication will want to see examples of your work to consider your application.


Then you can decide if journalism is the exciting career option you always thought it would be. 

Why Are There Protests in Hong Kong?

Protests in Hong Kong throughout 2019 involve a pro-democracy movement in the semi-autonomous region of China. The initial outburst occurred in June when the government would have allowed extradition to the mainland over alleged crimes. 

There was a fear that this action could lead to oppression against those who had made a stand against communism in the past.

The plans to allow extradition got scrapped in September, but the protests are continuing. It now involves demands to look into issues of police brutality while wanting expanded democratic reforms.

Why Does China Allow These Protests to Continue?

China’s history with protestors is one that involves death and destruction. Why does the government allow Hong Kong to continue making global headlines with these activities when the communist government usually takes the opposite approach?

It is because Hong Kong has a special status within the Chinese government. It was a British colony for over 150 years, with part of the island captured after a war in 1842. China then leased the rest of the land to the UK for 99 years. The economy became a thriving hub in Asia thanks to manufacturing innovation, but it was also a popular destination for people fleeing from persecution, poverty, or instability on the mainland.

The Chinese and British governments eventually agreed in 1984 that a handover of Hong Kong would happen only if it could operate under the principle of having one country, but with two systems.

These agreements were set to last through to 2047, allowing Hong Kong a high degree of autonomy, except for defensive or foreign affairs. Even the rights to free speech and freedom of assembly are allowed in Hong Kong. It’s one of the few places under Chinese rule where the Tiananmen Square violence from 1989 receives any recognition.

Is China Already Meddling in Hong Kong?

Critics say that China has already started meddling in the affairs of the former colony. Writers and artists talk about being under increased pressure to censor their works. Booksellers have disappeared, only to be found in the custody of law enforcement in China.

Imagine feeling safe in your home, believing that you could do as you wish, but one day you find a security camera in your bedroom linked to someone who you don’t know. People once felt secure and with a bright future ahead of them, but now they fear being watched and at risk of harm if they step out of line even in their own home.

What makes matters even more complex is that most people in Hong Kong don’t identify as being Chinese. Over 70% say that they are “Hong Kongers,” and only 1 in 10 say that they would even associate themselves with the mainland. 

The protests continue because there is a real fear that Hong Kong will become “just another city” for China to exploit if democracy is cast aside. Until more pro-democracy actions are taken, these activities will likely continue indefinitely.

Why Is Delhi’s Air Quality so Poor?

When you step outside in the morning during a visit to Delhi, you will see clouds of smothering dust and smoke descending on the city. It tends to get worse during the winter months, but the problem in 2019 reached emergency levels.

The Chief Minister of the city went on Twitter to describe the conditions. “Delhi has turned into a gas chamber due to smoke from crop burning in neighboring states.”

Conditions are so problematic in Delhi that schools are closing, flight cancellations are routine, and a public health emergency is in effect. The air quality index monitors show that people are breathing air that is 50 times dirtier than what the World Health Organization deems to be a minimum safe level.

A Day of Breathing in Delhi is like Smoking 50 Cigarettes

Air pollution surges in Delhi are not uncommon, but the outcomes are becoming much worse. It’s an issue that all of India faces. The World Health Organization ranks the most-polluted urban areas in the world each year, and 11 out of the 12 worst global cities are all in India.

Agricultural burning has a significant impact on the air quality of Delhi and other cities, but it isn’t the only reason why pollution levels are so high. Homes use wood and coal for cooking, heating, and similar activities. Forest fires lead to dust storms that impact almost the entire country.

The mountainous geography of India doesn’t help matters either. The various summits and valleys act as basins that can trap toxic air in specific spots for months at a time. 

It can get so bad some days that the air is too dangerous even to breathe.

How Did Things Get so Bad in India?

It’s a combination of poverty, urbanization, and industrialization coming together to create a perfect storm of problems.

Poor governance by the Indian government is another significant factor. Lax standards and enforcement are in place for construction activities, car exhaust, and agricultural work. That means the particulate levels tend to be high, leading to potential health problems in the future.

The marble walls of the Taj Mahal used to be white. Because of the pollution in the region, they are now green. Over 1.1 million people died in 2015 due to this problem, and the statistics continue to tell a bleak tale.

Unless the government is willing to set and enforce stricter regulations, this issue is only going to get worse.

Should You Keep a Home Security Camera on Your Property?

A family in Mississippi discovered the dangers of having a home security camera after a hacker began speaking with their daughter in her room. The man told the little girl that he was Santa Claus.

Even if the hacker thought the incident was a joke, this behavior was an intrusion into the privacy of the family. It happened only four days after installing the equipment.

Global news outlets played the sequence where the man says that he wants to be the girl’s best friend. The hacker would go on to encourage the child to destroy her room, continuing to harass her. She eventually runs away, calling for her parents.

This incident has led many to wonder if a home security camera is the correct investment to make.

How Did a Hacker Gain Access to the Camera?

The family purchased Ring products to create a security system for their home. After the video of the incident played on news channels and online, Ring investigated the event to see if a data breach occurred. 

Ring told CNN that the man did not gain access to the family’s equipment through a data breach or by compromising the company’s security profile. They believe weak account security allowed the hacker to gain access.

A home security camera provides several benefits which homeowners should not ignore in our current global geopolitical climate. This technology provides 24/7 monitoring with live streaming access to specific property areas. If an incident does occur, then you have video evidence to supply to law enforcement investigations.

If you decide to install a security system at home, then there are some best practices to follow so that you don’t experience a similar issue.

It starts with a unique username and password for your home security camera account. This identification is essential if you’re using a cloud-based system where global access is possible with a simple data connection.

Ring encourages everyone who uses their products to enable two-factor authentication on their account. Then add Shared Users instead of sharing credentials. A strong, unique password is critical to this process, and then everyone should consider changing their password at least once per quarter.

The family in Mississippi told their local affiliate that two-factor authentication hadn’t been set up on their devices.

Even as the number of stories of intrusions continues to rise, a home security camera is an investment that makes sense. Practice good security habits to ensure an incident like this doesn’t happen to you.

Why Did India Pass a Citizenship Bill that Excludes Muslims?

The government of India passed legislation in December 2019 that would create a pathway to citizenship for many immigrants. It fast-tracked the ability to gain the rights and privileges of naturalization based on a person’s religion.

India is certainly not the first to raise eyebrows with changing in policy. China’s social credit system is an example of a policy that is part of an ongoing discussion.

What makes this policy stand out is that Islam is excluded from the list of eligibility.

Anyone who came to the country from Afghanistan, Bangladesh, or Pakistan before 2015 would be eligible for this program, regardless of their faith. The people who moved to India after that deadline must belong to one of South Asia’s major religions, as described by the government.

The reason for the exclusion seems hidden in the words of government officials like Sudhanshu Trivedi, who is the spokesperson for the Bharatiya Janata Party. “We have to distinguish between the infiltrators and genuine persecuted refugees,” he said during the bill’s passage. “This is the right time for India to assert its security concerns because we are living with neighbors that are the biggest security threats in the entire world.”

What Does the Path to Citizenship Entail?

The exclusion of Islam comes because the goal of the government was to protect those who come from minority religions in the region that face discrimination.

Article 9 of the Indian constitution requires anyone who voluntarily acquires citizenship from another country to surrender their rights in India.

Being 100% legal isn’t always easy. Just ask some of the world’s top hemp brands, like Charlotte’s Web and Hempfusion, that face restrictions in India and around the world. Even companies that manufacture liquid herbal extracts like Herb Pharm face segregation from the marketplace because their ingredients are “different” from what society finds to be “acceptable.”

When unequal paths to citizenship exist, then a country is no longer united. History teaches us that a divided culture is one that will eventually fall. 

The other issue under consideration with the Citizenship Amendment Act of 2019 is that it recasts India as a majority Hindu nation. That means anyone who falls outside of that spiritual spectrum automatically becomes a second-class citizen. 

Anyone who enters India without a valid travel document or remained beyond their visa will now be ineligible to apply for citizenship. Muslims with similar origins to Christians, Parsi, Jain, Sikh, or Buddhism will not gain the same fast-tracking rights.

Our planet is healthy when we celebrate diversity. If we can encourage this approach in daily life, then there is nothing that can stop us from being at our best.